Need an appraisal in Fort Walton Beach or Okaloosa County?

Check out the top reasons FL homeowners hire Appraisal Services Of The Emerald Coast, Inc.:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
To challenge a FL property tax assessment
Remove PMI to cut their mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a FL divorce, when property needs to be divided
Determine the true market value of property in question to settle an estate in Okaloosa county or FL

Do you own a home in or near Fort Walton Beach? Do you need help determining the price of your real estate?
Contact Appraisal Services Of The Emerald Coast, Inc..

We at Appraisal Services Of The Emerald Coast, Inc. understand the special needs of a consumer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. Being a regular person not in the real estate field that probably doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value judgement than yours.

PMI Removal Appraisals

A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. Appraisal Services Of The Emerald Coast, Inc. is seasoned in helping consumers just like you dismiss undesirable PMI insurance.

Challenging Okaloosa county's assessment of your property

Lets say you live in a region that's declining -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting a professional appraisal from Appraisal Services Of The Emerald Coast, Inc. is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Appraisal Services Of The Emerald Coast, Inc. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? An appraiser from Appraisal Services Of The Emerald Coast, Inc. can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.